Services
Find a Home You’ll Love
Purchasing real estate is likely to be the biggest and most complex financial transaction you will make in your lifetime, and we are here to help you every step of the way.
Services
Home Buying Process
The home buying process can vary depending on several factors, including the specific circumstances of the purchase and local real estate market conditions. Here’s a general outline or the typical steps involved in buying a home.
1. Prepare Your Finances
Save, Improve your credit score, Prepare your financials:
However you decided to finance your home, it’s important to start with healthy savings. Months prior to buying, boost your credit score by settling debts; refrain from new credit, closing accounts and major purchases. Higher credit = lower payments
2. Get Pre-Approved
A mortgage pre-approval gives you a strong foundation for your home search and will keep you realistic about your options.
3. Hire An Agent
Here’s why you should hire an Agent:
- Local market expertise
- Professional negotiation skills
- Law and contract knowledge
- Preferred partner network
4. Start Your Home Search
Narrow your list of needs/wants
- Are you set on a particular location or neighborhood?
- How many beds/baths do you need?
- Do you want parking, or outdoor space?
- Tour homes after narrowing your list
5. Make An Offer To Buy
Research / Make an offer to buy
- Your agent will help with your bid so you can come out on top
- Negotiate offer to buy/acceptance
- Negotiate final offer (P&S)
6. What's Next
Perform Due Diligence
Your agent will provide you with a comprehensive understanding of your home’s improvements and challenges, ensuring you are well-informed before you finalize the purchase.
7. Schedule Move
Scheduling Your Move Before Closing on Your New Property
Moving into a new home is an exciting adventure, but the process involves careful planning, and one essential step is scheduling your move before the property purchase is finalized. This proactive approach can save you time, reduce stress, and ensure a seamless transition to your new residence.
8. Closing Day
Congratulations!!!
Choosing a comfortable price point for your property purchase is crucial to avoid risk and ensure a smooth transition.
- Maintain control of your credit and finances by avoiding large purchases during the buying process and consulting with a financial consultant for guidance.
- Maintain constant communication with your Keller Williams agent and financial consultant, returning phone calls, completing paperwork promptly, and asking questions to ensure a smooth process.
Desired Design Real Estate
realestate@desireepugh.com
Office
PO Box 2544 Gastonia
NC 28053
Phone Number
(704) 737-2997
Business Hours
